Since its founding in 2017, Finaktiva has focused on financing the growth of SMEs with more future than history, using technology to understand each stage of the maturity of the businesses, starting with flexible credit solutions targeted at the startup segment and continuing with scaleup and scalers segments. Through its digital financial services platform, entrepreneurs and SMEs can access credit solutions, factoring, debt funds, and non-financial support.

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In Latin America, SMEs represent 99.5% of companies and employ at least 67% of the working population regionally. However, their access to financing is limited, accounting for only 12% of the region’s total credit. The overall funding gap for SMEs is estimated at USD 1,2 trillion. As of 2020, 52% of SMEs in the region did not have access to financing. Finaktiva is helping to bridge the financing gap in the region and fostering economic growth by providing access to capital to SMEs.